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Consumer Loans

Consumer Loans

Security Federal offers a variety of consumer loan options to fit your needs.  Our experienced lending team will guide you through the lending process from start to finish. We offer competitive rates and local decision-making so you can get an approval quickly. Our personalized loan terms and convenient payment options simplify the management of your loan.


Buy the things you need with a fast decision. Take advantage of competitive interest rates to give you more buying power.

  • Automobile and boat loans
  • Applicable to new and used vehicle purchases or loan refinances


Found that dream home or ready to build one, with our multiple loan options and flexible repayment terms, our bankers will work with you for the right home loan.

  • Mortgage a new home or refinance your current home
  • Construction loans
  • Real estate investment loans


Use the equity in your home for a flexible way to make home improvements, consolidate debt, and more.

  • Cash out or lower your monthly payments
  • Interest only due monthly
  • Receive the funds in a lump sum or draw on an as-needed basis

Contact any of our Lenders at 931-473-4483.

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Online Banking

Our online banking system provides you with the latest in technological and security features.