Personal Checking

Checking is your fundamental financial tool. It not only gives you the ability to use your money the way you want, it forms the basis for all your banking accounts and services. Our checking plans have been tailored to provide meaningful features and outstanding value.  Our full suite of personal checking products provide you with the security of FDIC deposit insurance, convenience, and great benefits.

 

Simply Checking

Our Simply Checking account allows you to write as many checks as you need to along with the ability to waive your service charge by keeping a low $100 minimum daily balance in your account.

What does the account include?

-FREE Direct Deposit

-FREE Online Banking & Bill Pay

-FREE E-Statements

-FREE Mobile Banking

-FREE Telephone Banking

-FREE Debit Card Issuance

-FREE Notary Service

-Unlimited check writing

-Opening Deposit of a low $100 minimum

-Easily waive your $5 Monthly service with $100 daily balance or a monthly ACH deposit.

-Paper statements available for a low $2 monthly fee.

 

Security Club Checking

Be a part of our Security Club and enjoy all of the conveniences of our Simply Checking Account plus added features that make this account great for those that write a lot of checks or use multiple cashier’s checks monthly.

What does the account include?

-FREE Direct Deposit

-FREE Online Banking & Bill Pay

-FREE E-Statements

-FREE Mobile Banking

-FREE Telephone Banking

-FREE Debit Card Issuance

-FREE Notary Service

-Unlimited check writing

PLUS….

-NO minimum balance requirements

-FREE Personalized high security single wallet classic blue checks

-$10,000 Accidental Death Insurance

-Free Cashier’s Checks and Money Orders

-Opening Deposit of a low $100 minimum

-Low $9.00 Monthly Service Charge

 

 Senior Checking

Enjoy the perks of being 60 or over! Our senior checking allows you unlimited check writing and free senior checks at no monthly service charge.

What does the account include?

-FREE Direct Deposit

-FREE Online Banking & Bill Pay

-FREE E-Statements

-FREE Mobile Banking

-FREE Telephone Banking

-FREE Debit Card Issuance

-FREE Notary Service

-Unlimited check writing

-FREE Personalized high security single wallet classic yellow checks

-No minimum balance requirements

-No service charge

-Opening deposit of a low $100 minimum

 

Money Market Deposit Account (MMDA)

You can enjoy earning interest with our Money Market Checking account. This account allows you to write up to SIX (6) checks per month with no charge.

What does this account include?

-FREE Direct Deposit

-FREE Online Banking & Bill Pay

-FREE E-Statements

-FREE Mobile Banking

-FREE Telephone Banking

-FREE Notary Service

-Opening deposit of $2500

-Unlimited in-person account transfers

-6 checks or pre-authorized electronic withdrawals per month – if you exceed the check writing limit or electronic withdrawal limit, there is a $10.00 excess activity fee per item.

-Easily waive your $15.00 monthly service charge with a $2500 minimum daily balance

Interest Checking

Our Interest checking account is an interest-bearing account with the flexibility of unlimited check writing.

What does this account include?

-FREE Online Banking & Bill Pay

-FREE E-Statements

-FREE Mobile Banking

-FREE Telephone Banking

-FREE Debit Card

-FREE Notary Service

-Opening deposit of $1000

-Easily waive your $10 monthly service charge with a $1000 minimum daily balance

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Depository Insurance Corporation (FDIC).  Beginning January 1, 2013, all the depositor’s accounts at an insured depository institution including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit www.fdic.gov.