Whether it’s a home loan for your growing family or a commercial loan for your growing business, Security Federal can help you find the right fit at the right rate.
Flexibility and Knowledgeability
With bankers with years of experience in financial services, we don’t have to “stereotype” our loans like other banks. We work with you the reason for the loan, existing resources, your desired repayment period and monthly payment within your budget to customize a loan that fits your conditions. Our Bankers, work with you to choose from the flexibility of a line of credit, the ease of a personal loan to the appropriate home mortgage or business banking solutions.
Local Banking = Local Decisions
Your banker is educated and will make your loan application decision locally. Once they have the required information, our bankers will make a decision quickly allowing you to more time with the things important to you.
We are strongly committed to our community and with local decision making paired with service from the “friendliest bank in town” You’ll find bankers ready to assist you with your borrowing decisions and provide options for all your banking needs.
With personal loans for autos, boats, motorcycles, recreational vehicles with competitive rates and quick local decisions, we will find the solution to help you quickly and efficiently.
With mortgage loans designed for home ownership, investment properties, second and weekend homes, our bankers have the experience to work with you and the real estate professional to insure a timely and efficient closing. With years of experience and knowledge our bankers will assist you in that real estate purchase and will even help you explore the refinancing of your existing mortgage to save you money.
Federal Housing Administration (FHA)
Veterans Administration (VA)
USDA Rural Development Guaranteed Loan
Tennessee Housing Development Agency (THDA)
Business and Commercial Loans
Real Estate Loans
Lines of Credit