Compare Personal Accounts

Our Personal Accounts

Security Federal offers a variety of accounts, including personal checking and personal savings accounts.

Simply Checking

Our Simply Checking account allows you to write as many checks as you need to along with the ability to waive your service charge by keeping a low $100 minimum daily balance in your account.

What does the account include?

  • FREE Direct Deposit
  • FREE Online Banking & Bill Pay
  • FREE E-Statements
  • FREE Mobile Banking
  • FREE Telephone Banking
  • FREE Debit Card Issuance
  • FREE Notary Service
  • Unlimited check writing
  • Opening Deposit of a low $100 minimum
  • Easily waive your $5 Monthly service with $100 daily balance or a monthly ACH deposit.
  • Paper statements available for a low $2 monthly fee.








Senior Checking

Enjoy the perks of being 60 or over! Our senior checking allows you unlimited check writing and free senior checks at no monthly service charge.

What does the account include?

  • FREE Direct Deposit
  • FREE Online Banking & Bill Pay
  • FREE E-Statements
  • FREE Mobile Banking
  • FREE Telephone Banking
  • FREE Debit Card Issuance
  • FREE Notary Service
  • Unlimited check writing
  • FREE Personalized high security single wallet classic yellow checks
  • No minimum balance requirements
  • No service charge
  • Opening deposit of a low $100 minimum



Interest Checking

Our Interest checking account is an interest-bearing account with the flexibility of unlimited check writing.

What does this account include?

  • FREE Online Banking & Bill Pay
  • FREE E-Statements
  • FREE Mobile Banking
  • FREE Telephone Banking
  • FREE Debit Card
  • FREE Notary Service
  • Opening deposit of $1000
  • Easily waive your $10 monthly service charge with a $1000 minimum daily balance

Money Market

You can enjoy earning interest with our Money Market Checking account. This account allows you unlimited check writing.

What does this account include?

  • FREE Direct Deposit
  • FREE Online Banking & Bill Pay
  • FREE E-Statements
  • FREE Mobile Banking
  • FREE Telephone Banking
  • FREE Notary Service
  • Opening deposit of $2500
  • Unlimited check writing
  • Easily waive your $15.00 monthly service charge with a $2500 minimum daily balance

Regular Savings
Saving money is easy with the Security Federal Regular Savings Account

What does this account include?

  • $10.00 Opening Deposit
  • Unlimited ATM withdrawals
  • Interest posted quarterly
  • ATM Card at no issuance charge
  • Daily balance below $100.00, $5.00 per month service charge

Christmas Club Savings
Security Federal's Christmas Club Savings is not only for Christmas but a great way to automatically save for any occasion.

What does this account include? 

  • $10.00 Opening Deposit
  • $5.00 per withdrawal
  • Check mailed or auto transferred to another Security Federal account every October
  • No ATM Card available on this account

Health Savings accounts
A Health Savings Account, or HSA, can help offset the costs of an high deductible health plan.  HSA is a savings account you can use to cover qualified medical expenses such as deductibles and prescriptions.

What does this account include?

  • Debit card to pay bills
  • Account for employed or self-employed for high deductible health insurance
  • No service charge
  • No minimum balance requirements
  • Interest posted monthly