Cetera Investment Services LLC together with Chris Gadacz, your Registered Investment Representative, are teamed in order to provide comprehensive and convenient service – at Security Federal Savings Bank.

The primary reason Security Federal teams with Cetera Investment Services is to make it easier for you to pursue your financial goals. This team offers a variety of comprehensive products and services that may suit your lifestyle and changing needs.

Cetera Investment Services LLC is a self-clearing broker-dealer headquartered in St. Cloud, Minnesota. Cetera Investment Services delivers innovative investment and insurance solutions.

With Cetera Investment Services you will gain access to an expansive assortment of investment and insurance solutions that can be customized to fit your unique needs.

With Cetera Investment Services you will enjoy the convenience of conducting your banking, investment, and insurance activities through your own local bankers – Security Federal, among the people you know.

Cetera Investment Services LLC is a registered broker/dealer and registered investment adviser. Member of FINRA and also SIPC.

Securities, insurance products and advisory services offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency),

• Not FDIC/NCUSIF insured
• May lose value
• Not financial institution guaranteed
• Not a deposit
• Not insured by any federal government agency
• Cetera Investment Services is under separate ownership from any other named entity.

View Cetera Investment Services Privacy Policy and other important information.

Registered Investment Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

Why We Mean Financial Success:

1.    Investing for a comfortable retirement.

2.    Protecting the future of your family with life insurance.

3.    Reviewing and managing your financial portfolio.

4.    Utilizing diversification and asset allocation.

5.    Maintaining independence with Long-Term Care Insurance.

6.    Assisting with your Small Business Retirement Plans.

7.    Investing for the expenses of college.

8.    Minimizing taxes through tax-advantaged investments. *

9.    Understanding your financial priorities and goals.

10.  Tailoring solutions with superior products: annuities, Mutual funds, stocks and bonds.

11.  Presenting financial choices that help meet your unique goals and needs.

12.  Helping to fulfill your business needs.

* Consult your legal or tax counsel for advice and information concerning your particular circumstances. Neither CETERA INVESTMENT SERVICES nor any of its representatives may give legal or tax advice.